Wednesday, April 23, 2008

Pet Health Insurance

As our every day expenses keep rising, many of us are forced to cut back where we can and put some on a credit card to keep our lives as normal as possible. We are used to the luxuries this great country has to offer, and many of us have never been without, even though sometimes it seems life has let us down, we were far from without.

Our pets deserve the best we can offer them since we chose to have them as a member of our family, so we have a great responsibility to uphold. With spare money being a shortage for most, it is difficult to think of what we would be faced with if an emergency or sever illness arose. What decisions would we be faced with and what would we decide. It shouldn’t be a financial decision which makes you choose the last resort of what the Dr. can do for your pet.

Pet health insurance seemed to be a farce some years ago. Many believed it to be a gimmick for the insurance companies to make more money. But I also was a skeptic, but decided to try it. My veterinarian, who gets no part of a commission from a sign on, told me about Pet First. Pet First has several plans to choose from at a very affordable monthly rate, and has great coverage. They also cover the monthly preventative care such as your monthly heart worm prevention and drops for flea and tick and vaccinations. That alone is expensive. If you factor that out of your premium, you get a lot of coverage for only a little more money. There are no pre screenings, no pre-existing exclusions, just an age requirement and the premium does not go up with your dog’s age. Pet insurance is more affordable and easier to work with than human health insurance.

I do not have to worry about a financial decision for my beloved pet if an emergency or life changing illness should arise. You should consider pet health insurance also if you want the financial decision to be left out of the equation of what the Dr. should do for your pet.




About the Author: Dean Burton is the owner of MyDreamPuppy.com, a leading provider of puppies for sale. For more information, please visit www.MyDreamPuppy.com.

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